Stop losing digital sales to chargebacks

When a card payment is disputed, the card network usually sides with the cardholder first and asks questions later. For physical goods, the seller can at least show a delivery receipt. For a license key, an invite link or an access code, there is nothing to send back: the buyer already has it, and the seller loses the money, the product and often a dispute fee on top.

Keys and access codes are also a favourite target for fraud with stolen cards. The fraudster buys keys, resells them, and the real cardholder files a chargeback weeks later, after the keys are long gone.

A crypto payment is confirmed on its blockchain and cannot be pulled back by a bank or card network. There is no "dispute" button. Once ZappSell sees the payment confirm, the order is marked paid, exactly once, and the buyer's key, code or link is delivered automatically.

That does not mean buyers have no protection. It means refunds are a decision between the buyer and the seller, made on the facts, rather than an automatic reversal.